There are a lot of costs that are directly related to being disorganized and cluttered. According to experts, Chaos in your money management system can eat up to 15 -20 percent of your budget when you add up late fees, last minute premium prices and banking overdrafts.
Even if you are uncertain about your true financial situation, take time this month to implement a few systems to get your finances under control. If you don’t keep a tally of your spending habits, start now and create a realistic budget.
If you don’t know how to reconcile your bank account, ask for help and learn how to do it now. This skill will enable you to take control of your finances for the rest of your life.










